Frugal Ways

Are you used to collect a lot of stuff at home?

Okay, let’s do a rundown of these stuff, clothes, shoes, bags, purses. Do you have a cabinet or two for those things? How about comic books, toys, cards and other boxed recreational stuff? How many rolling organizers do you have to preserve all those things.

That is why a lot of people wanted to have a bigger room, a bigger space in general. That is for them to ‘make room’ for their other (excess) stuff. This, of course will equate to bigger expense as you have to shell out some cash for renovations or move out just to have a more spacious area. Do you agree?

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I always make it a point to plan my trips, especially now that I am doing my best to get the most out of my time and shopping experience.

That includes paying my bills at the same venue where I go for some (needed) shopping. Last year (Dec 2009) I was surprised to see a flyer that the cashier stapled on the bill I handed to her when I paid my latest Meralco bill.

It was just an SM Flyer telling their customers about the list of merchants that they can accommodate on their Bill Pay Booth. I thought this will help you too, so here’s the list of merchants I got based on their Dec 2009 flyer.

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Since I wanted to start the year right, most especially in terms of personal finance, I am looking for a free budgeting software to help me organize my monthly budget. I twitted, plurked, googled and asked on Facebook about this, hopefully to get some suggestions from fellow bloggers and friends.

Why Free Budgeting Software

First, it will be best to get a budgeting software for free right?

Next, I finally want to try this aside from the usual notebook-based budgeting manner I used to do in the previous years.

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What are your Financial New Year’s Resolutions?

See I’m that specific because based from experience, a lot of people are forming their New Year’s Resolutions based on other (material and physical) things. Don’t get me wrong, I don’t see anything wrong with it.

But have you stopped for a minute or two to think of your Financial Resolutions?

I know this may sound boring, but I get to appreciate the importance of doing this, especially now that I am not only looking after my personal finance. Being a new homemaker, I have to manage our finances as a couple, and that lead me to my five frugal living, money saving tips for 2010. Let’s see how these tips will benefit you as well.

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I wish you all a very Merry Christmas and Prosperous New Year!  :D

Since my new husband and I have moved together, we have been thinking of applying for a second Internet connection in our home ever since we have inquired at our current ISP to upgrade our existing connection from a single PC connection to a package that allows us to put up a Wi-Fi conection at home.

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Without a doubt, we are experiencing a slow down in the economy. Wherever you may be in the world, I am quite sure that you will agree with me. That’s because I bet you are also experiencing the effects of the recession in the United States.

Being the biggest economy in the world, it is just natural that the down U.S. economy will have repercussions on other markets. And here in the Philippines it can also be felt although some industries here are benefiting from it. One is the business outsourcing processing industry because since U.S. companies are downsizing and saving as much money as they can, they are transferring some of their operations here in our country.

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